Looking a car to purchase! Tips in choosing the right car?

Buying a car can be a tough hurdle to overcome. Proper planning makes this process easier. Here are some important tips to make this process easier. First of all, be
completely honest with your needs. Begin this journey by defining your needs by asking yourself these questions:


1. Do you need a car for transporting cargo or a family car or 7 seater?
2. Do you need a sport car?
3. Do you need a fuel efficient car because the budget is tight?
4. Do you need hatchback car?
5. Do you need a SUV?
6. Are you looking a Pickup?
7. Are you looking a commercial vehicle?
8. Do you drive long distances daily?
9. Can you buy it cash or loan?
10. What is your budget?
11. How much can you afford to pay monthly for a car loan?
12. Can you qualify for a loan for this car?
13. What year the bank, credit union or other financial institution will finance?
14. What percentage you need to have in savings?
15. What is the maximum car loan you are qualified to get from a bank, credit union or other financial instititions?

These are some of the things you need to consider before purchasing a car in Kingston Jamaica. And always remember to buy a car you can afford at this point in your life
beacause you can always change your car as your situation changes. Stick to what you can afford and the purpose it serves, a car is simple a means of transportation
until you can afford to upgrade. Choose a good quality, fairly new used car in Jamaica.

Documents required by the banks, credit unions or other financial institutions in Jamaica to process a car loan from a car dealer in Jamaica

  • Proforma Invoice
  • Import Entry if it is a newly imported car or title if it was previously registered in Jamaica
  • Valuation Report
  • Certificate of fitness

Selecting the best car dealers and cars in Jamaica (100)
1. Ensure customer service is good
2. Ensure staff is knowledgeable about the vehicles
3. Ensure the quality of the cars are good
4. Ensure all your concerns are dealt with

When seeking the best car dealers to purchase a car in Jamaica, Kingston is the ideal place to look because Kingston has most car dealerships in Jamaica. Therefore, you may find the best car, at the best price in Kingston, Jamaica due to the wide options available.

Identifying a pre-financing- option
Most people would look for auto loans for cars in Jamaica from a car dealership but this is not a responsible way of getting financed. Interest rates are higher than loans from banks, credit unions or other financial institutions in Jamaica. Use the internet to review auto interest rates in Jamaica.


All the best in getting your car.

Researching on the car you want to buy

When researching you can browse the web and read automobile magazine to get reviews and car specifications on the newly imported vehicles in Jamaica. You may want to tag a car savvy friend to ask about a particular vehicle or brand. A third party opinion is always great when it comes to choosing a suitable vehicle.


Do your research on the durability of the car due to the condition of the road which you travel most often, a car which is not durable will be costly in the long run. The functionalities are also important when you are buying a car. Fuel efficient must also be considered, you do not want to have a beautiful huge car and cannot afford gas. Conversely, you do not want a small engine car to climb a hill every day or to travel on roads in deplorable condition. Therefore, choose carefully when purchasing a car depending on your circumstances.

Inspecting and checking a car you want to buy

Once you have narrowed down on three desirable cars, perform a careful inspection.

Take your mechanic along when visiting a car dealer in Kingston Jamaica. Do proper checks for any probable fault. More specifically when looking for car check at the
headlights (both bright and dim), brake and reverse lights, indicators, wiper blades, air conditioning, and windows, wear and tear of tires. In line with this, check on the
availability of spare parts and the pricing. You can easily achieve this by contacting an authorized auto parts dealer in Kingston, Jamaica to enquire about the pricing of items
such as servicing parts of the models you are interested in.

Compare the options

When buying a car it is always good to find a little information on the different car manufacturers in Kingston Jamaica. You need to find a car that somehow fits your bill
from 3-5 manufacturers. Then create a list with technical details of each car and compare them side by side. This way, you will fine-tune your car selection. Subsequently, choose a day to properly examine these cars. Then select the best price from the cars you have selected. Once you have identified the best car with the most desirable attributes you are looking for at a good price, then it is time to purchase.

Setting a realistic budget

Realistic budget is the amount you can afford per month. It is good to pay in cash, though some instances call for leveraging on a car loan from the banks, credit unions or any other financial institutions in Jamaica. Do you have money save or you will need financing? Once you have set a budget, stick to it. If it is your first car, you should find a used car in good condition. A car is a serious investment, therefore the quality of the car is extremely important to stay away from high maintenance cost for repairs.